Institutional Money Management GFG Asset Management LLC GFG Asset Management is an institutional money management firm specializing in managing funds for municipalities, corporations, endowments, foundations and high net worth individuals. Though when called on, GFGAM will develop an investment strategy diversified among different asset classes, our main focus is managing funds within our core product – the SMID Cap Core Equity Portfolio.The GFG Asset Management SMID Cap Core Equity Portfolio is designed to add client exposure to small and mid-sized companies with market capitalizations of $500 million to $10 billion. The SMID Cap portfolio typically consists of 35-50 stocks that are diversified across all market sectors and industries with weightings and performance measured relative to the Russell 2500 Index. Portfolio annual turnover is expected to be 20% - 30%.The SMID Cap Core Equity Portfolio seeks to identify investments that will provide the investor with a diversified portfolio of securities that trade for less than the underlying company’s intrinsic value. This investment philosophy enables the portfolio manager to construct the portfolio on the basis of a bottom-up value equity investment strategy with just as much emphasis placed on qualitative factors, such as sector momentum, relative strength and earnings momentum. This SMID Cap Core strategy will also allows investment in securities with high income potential such as publicly traded Real Estate Investment Trusts (REITs) and Exchange Trade Funds (ETFs) unless a client’s investment policy prohibits such holdings.For further information regarding our institutional money management services, visit our website at www.gfgam.com or contact us at 248-345-7585.Investments in exchange trade funds (ETFs) and real estate investment trusts (REITs) are subject to significant risks and may not be suitable for all investors. Investors should consider a fund’s investment objectives, risks, charges and expenses before investing. An investment in any of these investment programs should be made only after careful review of the related prospectus. An investment in the fund(s) is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.In addition to the normal risks associated with investing, narrowly focused investments, investments in smaller companies and investments in single countries typically exhibit higher volatility. International investments may involve risk of capital loss from unfavorable fluctuations in currency values, from differences in generally accepted accounting principles or from economic or political instability in other nations. Emerging markets involve heightened risks related to the same factors as well as increased volatility and lower trading volume. Bonds and bond funds will decrease in value as interest rates rise. A portion of a municipal bond fund's income may be subject to federal or state income taxes or the alternative minimum tax. Capital gains, if any, are subject to capital gains tax. Diversification and asset allocation may not protect against market risk.Additional risks associated with non-publicly traded REIT offerings typically include: no public market currently exists, and one may never exist; there is no assurance that the value of the holdings will be sufficient to return any portion of the investors original capital invested in any offering of such securities; substantial fees and expenses are typically paid to an offerings advisor, its affiliates and participating broker dealers; assets acquired with leverage have risks including loss of value and limits on flexibility needed if there are changes in the business or industry.