The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Saving for College 101 Here’s a crash course on saving for college. Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.